Verbal Ability

1. What is the meaning of “spilling the beans”?
a) To get scared extremely
b) To reveal a secret
c) To manage multiple tasks
d) To conceal the information
Answer
Spill the beans: To reveal something that was meant to be a secret
We had everything organized for Bruce k surprise party, but Kate accidentally spilled the beans to him at work.
So, Option B.

2. What is the meaning of “Talking nineteen to the dozen”?
a) Talking consciously
b) Running hurriedly
c) Keeping up
d) Speaking continuously
Answer
Talk nineteen to the dozen: To speak very rapidly, hurriedly, and/or energetically.
My aunt can get talking nineteen to the dozen if you get her on a topic she k passionate about.
So, Option D.

3. Identify figure of speech in the following sentence.
“I wandered lonely as a cloud”
a) Simile
b) Personification
c) Onomatopoeia
d) Hyperbole
Answer
In the given sentence, the figure of speech used is ‘simile’.
Simile: A figure of speech involving the comparison of one thing with another thing of a different kind, used to make a description more emphatic or vivid (e.g. as brave as a lion).
-the use of similes as a method of comparison.
Personification: The attribution of a personal nature or human characteristics to something non-human, or the representation of an abstract quality in human form.
Onomatopoeia: The formation of a word from a sound associated with what is named (e.g. cuckoo, sizzle).
Hyperbole: Exaggerated statements or claims not meant to be taken literally.
So, Option A.

4. Identify the figure of speech in the following sentence.
“A child is a fire to lit, not a vase to be filled.”
a) Onomatopoeia
b) Personification
c) Simile
d) Metaphor
Answer
The figure of speech used in the given sentence is, Metaphor.
Metaphor: A metaphor is a figure of speech that is used to make a comparison between two things that aren’t alike but do have something in common. Unlike a simile, where two things are compared directly using like or as, a metaphor’s comparison is more indirect, usually made by stating something is something else.
So, Option D.

5. Choose the appropriate word to fill in the blank.
What prevented her_______ coming?
a) From
b) While
c) In
d) About
Answer
Here, ‘from’ will be used. From expresses the origination of something from something else, something coming from somewhere, or some person. For example: Smriti comes from New York.
So, Option A.

Which conjunction can fill in the following sentence?
6. He had a severe tooth pain _________ he visited a doctor.
a) In
b) So
c) Lest
d) Because
Answer
“So” can be used to fit in the blank of the given sentence and make it grammatically and contextually correct.
So, Option B.

Which Adverb can be filled in the following sentence?

7. He appeared _______ excited to see his mother.
a) Slightly
b) Enough
c) So
d) Fairly
Answer
“So” is as adverb of degree and it can be used to fill the blank of the given sentence and make it contextually and grammatically correct.
So, Option C.

Fill in the blank with most appropriate word.
8. A________ of singers
a) Class
b) Team
c) Choir
d) Troupe
Answer
Here is the detailed information about the collective nouns.
A choir of singers. A class of students.
A team of players. A troupe of dancers.
So, Option C.

Fill in the blank to make the sentence grammatically and contextually correct.
9. The world ________ better place to live.
a) will be a better
b) would be a better
c) should be a good
d) would be a good
Answer
‘will be a better’ will make the sentence grammatically and contextually correct.
So, Option A.

10. Which of the following is correctly spelt?
a) Irriterievable
b) Irretrievable
c) Irretreivable
d) Irritreiveble
Answer
“Irretrievable” is the correctly spelt word among the given options.
Irretrievable: not able to be retrieved or put right.
So, Option B.

11.Fill in the blank with the appropriate word.
He apologized __________
a) Predominantly
b) Proactively
c) Profusely
d) Purportedly
Answer
“Profusely” will fill the blank to make the sentence grammatically and contextually correct.
Profusely: to a great degree; in large amounts. Predominantly: mainly, for the most part.
Proactively: by taking action to control a situation rather than just responding to it after it has happened.
Purportedly: as appears or is stated to be true, though not necessarily so; allegedly.
So, Option C.

12. Fill in the blank with the appropriate phrase.
A ship was_______.
a) Holed up
b) Halting on
c) Hauled at
d) Heed at
Answer
“hole up” means to stay in a particular place as a refuge from something.
– to take shelter somewhere.
– to hide somewhere.
So, Option A.

13. Which of the following is a compound word?
a) Colorado
b) Knowledge
c) Butterfly
d) Raincheck
Answer
Compound words: Combining two or more words in order to make a new word having a new meaning. They function as different parts of speech, dictating what form the compound word acquired.
Raincheck:
1) A ticket given for later use when a sporting fixture or other outdoor event is interrupted or postponed by rain.
2) A coupon issued to a customer by a shop, guaranteeing that a sale item which is out of stock may be purchased by that customer at a later date at the same reduced price.
So, Option D.

14. What is meaning of Largesse?
a) Globalized
b) Liberal
c) Saturate
d) Acquittal
Answer
Largesse: liberal giving (as of money) to or as if to an inferior.
So, Option B.

15. Which of the following words is correctly spelt?
a) Conseintious
b) Consciention
c) Conscientious
d) Consientious
Answer
The correctly spelt word is
Conscientious: wishing to do one’s work or duty well and thoroughly.
So, Option C.

Note: In interviews, you will often be given a paragraph on market trends. These questions simulate that logic.

Passage 1 (Economics Focus): “The central bank’s decision to maintain interest rates suggests a cautious approach toward inflation, despite a surging job market. Analysts argue that while consumer spending remains robust, the underlying volatility in energy prices could derail the long-term recovery.”

17. According to the passage, what is the primary threat to recovery?
Answer: Volatility in energy prices.

18. True or False: The job market is currently struggling.
Answer: False (The text says it is “surging”).

19. What does “robust” most nearly mean in this context?
Answer: Strong and healthy.

Passage 2 (Actuarial Focus): “Solvency II regulations require insurers to hold enough capital to ensure they can survive a 1-in-200-year event. This ‘Value at Risk’ (VaR) approach helps mitigate systemic risk but has been criticized for being pro-cyclical.”

21. What does a 1-in-200-year event represent in probability?
Answer: 0.5% probability.

22. What is the main purpose of the VaR approach here?
Answer: To mitigate systemic risk.

24. What is the synonym of “mitigate” used in the text?
Answer: Reduce or alleviate.

25. Define “Solvency” in this context:
Answer: The ability of an insurer to meet long-term financial obligations.

26. Identify the error: “Each of the analysts have submitted their report.”
Answer: “have” should be “has” (Subject-verb agreement).

27. Correct the sentence: “The stock price fell down drastically.”
Answer: “The stock price fell drastically.” (Redundancy: “down” is unnecessary).

28. “Neither the manager nor the employees ___ aware of the merger.” (is/are)
Answer: are (Rule of proximity).

29. Choose the correct word: “The news had a major ___ on the market.” (affect/effect)
Answer: effect (Noun).

30. Correct the tense: “By next year, the company will be in business for a decade.”
Answer: “will have been” (Future perfect).

31. Spot the error: “He is more better at financial modeling than I.”
Answer: “more better” is a double comparative. Use “much better.”

32. Which is correct? (A) Its’ value dropped. (B) Its value dropped.
Answer: B (Possessive pronoun).

33. “He resigned ___ the board’s decision.” (at/from/over)
Answer: over.

34. Complete the sentence: “Despite the losses, the CEO ___ optimistic.”
Answer: remains.

35. Is this sentence parallel? “The job requires coding, math, and to analyze data.”
Answer: No. Change to “coding, math, and data analysis.”

36. Synonym of “Arbitrage”:
Answer: Risk-free profit / Simultaneous purchase and sale.

38. What does the idiom “In the red” mean?
Answer: Operating at a loss/in debt.

39. Meaning of “Fiduciary”:
Answer: Involving trust, especially regarding the relationship between a trustee and a beneficiary.

42. “Liquidity” refers to:
Answer: The ease with which an asset can be converted into cash.

43. Choose the word: “The company’s assets are ___.” (tangible/tangental)
Answer: tangible.

44. What is a “Blue Chip” company?
Answer: A large, reputable, and financially sound company.

46. Statement: “Inflation is high.” Conclusion: “Therefore, people must spend more on essentials.” Is this a valid deduction?
Answer: Yes, if prices of essentials have risen.

47. Identify the flaw: “The company grew 10% last year, so it will grow 10% this year.”
Answer: Past performance does not guarantee future results (Extrapolation fallacy).

48. Para-jumble (Arrange A, B, C, D):
A) Consequently, the market crashed.
B) Investors began to panic.
C) The news of the fraud leaked.
D) Selling pressure reached an all-time high.
Answer: C -> B -> D -> A.

49. Assumption: “If we hire an actuary, our risk will decrease.”
Answer: Assumption: Actuaries have the skills to identify and mitigate risk.

50. Find the odd one: (a) Diligent (b) Meticulous (c) Conscientious (d) Lethargic.
Answer: (d) Lethargic.

52. Para-jumble: (A) He studied math. (B) He became an actuary. (C) He graduated from college.
Answer: A -> C -> B.

53. Strengthen the argument: “Gold is a safe investment during war.”
Answer: Evidence showing gold prices historical rise during conflicts.

54. Identify the “Course of Action”: “The company is facing a liquidity crisis.”
Answer: Sell non-core assets or secure a short-term loan.

55. Sentence Completion: “The ___ of the CFO was evident during the audit.” (integrity/intimacy).
Answer: integrity.

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